Summary

R The fintech landscape has become increasingly fragmented, with numerous specialized micro-services emerging. This fragmentation poses challenges for innovation, as individual players focus on narrow niches rather than addressing broader industry gaps.

However, there are opportunities for innovators to excel in such a landscape by adopting a holistic approach, identifying unaddressed needs, and navigating regulatory complexities. By doing so, they can create value and drive growth.

Examples like Just Move In demonstrate that zooming out can lead to novel solutions, and that specialized services can coexist with innovation. A balanced, forward-thinking approach is crucial in this environment.