The fintech industry has faced years of scrutiny over its questionable financial practices. Regulatory bodies must establish clear guidelines for transparency and fairness in financial reporting to prevent exploitation and protect investors.The use of carbon accounting as a means of environmental sustainability is a complex issue. While it can be a valuable tool, false or misleading claims can have severe consequences on both the environment and the market. Investors and consumers must be vigilant in seeking accurate information.The current regulatory framework is undeeview, with calls for enhanced oversight to address the concerns surrounding fintech companies' practices. Strengthening regulations could help restore trust in the industry and promote a more sustainable future.